PaisePath

Built for South Indian lending

Loan management that speaks your language

EMI schedules, daily collection routes, gold & vehicle loans, document tracking, and multi-branch control — in English and தமிழ். One platform for private lenders and registered financiers.

7+

Loan categories

Daily

Collection routes

தமிழ்

+ English UI

Multi

Branch & roles

Everything in one place

Made for the way you actually lend

From meter-style daily collection to gold loans and housing finance — flexible product configuration that matches real lending practice.

Flexible loan products

Flat, reducing, monthly %, ₹/₹100, term rate, or fixed amount per ₹1,000 — EMI, interest-only, and bullet structures with upfront interest deduction.

Daily collection routes

Agent-wise route sheets for today, tomorrow, overdue, and upcoming dues. Assign customers to agents per branch and track field collections.

Gold, vehicle & property loans

Structured collateral capture — jewel type, weight and purity; vehicle RC details; property survey and LTV — kept separate from document checklists.

Document checklists

Per-product required documents — ID proof, address proof, photos, guarantor ID. Loans can't be created until the checklist is satisfied.

Multi-branch with roles

Branch-scoped agents, tenant admins and managers with deny-by-default permissions. Every action is tenant-isolated and audit-logged.

தமிழ் + English

Full interface in Tamil and English. Terms your field agents and customers already use — தவணை, வட்டி, பிணயம், ஆவணங்கள்.

How it works

Up and running in a day

1

Set up your org

Branches, staff, agents, and roles — scoped permissions from day one.

2

Configure products

Interest style, tenure, limits, collateral, and document rules per product.

3

Onboard & disburse

Register customers, capture collateral and documents, disburse with a dated confirmation.

4

Collect & track

Route sheets, EMI schedules, overdue tracking, and receipts — all live.

Pricing

Simple plans that scale with you

Per-organisation pricing. Upgrade or cancel anytime from inside the app.

Free

Try it out

₹0/mo

Free forever

  • ✓ 100 loans · 100 customers
  • ✓ 1 branch
  • ✓ Basic reports
Get started
Popular

Standard

Growing lenders

₹999/mo

₹9,999/yr · or $19/mo · $190/yr

  • ✓ 1,000 loans · 1,000 customers
  • ✓ Up to 3 branches
  • ✓ Agent tracking & collection routes
  • ✓ Advanced reports
Start Standard

Premium

Multi-branch finance

₹1,999/mo

₹19,999/yr · or $39/mo · $390/yr

  • ✓ Unlimited loans & customers
  • ✓ Unlimited branches
  • ✓ Gold & auto finance modules
  • ✓ Custom reports & API access
Start Premium

FAQ

Common questions

Does it support daily collection (meter) loans?+

Yes — daily repayment frequency, per-₹100 monthly rates, fixed-amount interest (vatti style), and term-rate pricing are all first-class product options, with agent-wise route sheets for field collection.

Is the interface available in Tamil?+

Yes — the full application is translated into Tamil, including lending terminology like தவணை தவறிய கடன்கள், பிணயம் and ஆவணங்கள்.

Can I control what my staff can see and do?+

Every role is deny-by-default. Admins, managers, and collection agents see only their branch and permitted actions, and all activity is audit-logged.

What about gold and vehicle loans?+

Structured collateral is built in — jewel items with weight and purity for gold loans, RC and vehicle details for auto loans, and survey/valuation fields for property.

Is my data safe?+

Data is tenant-isolated at the database level, served over HTTPS, with hashed credentials and daily backups. You own your data — export anytime.

Ready to modernise your lending?

Join the lenders who run their daily collection, gold loans, and EMI portfolios on PaisePath.

Launch the app